Construction zones may have multiple burn risks on their property. A burn incident can occur from multiple sources and injure a construction employee.
A worker may need money following a burn incident to take time off work and receive care. In such situations, workers’ compensation may be a benefit to the injured parties.
Workers’ Compensation Insurance for Burns
Most Oklahoma companies, construction businesses included, have to carry workers’ compensation insurance. Workers’ compensation may help businesses pay employees who sustain burn injuries on the job. It may help them receive the care they need. This insurance coverage may also help the employee receive income during their recovery.
In many ways, workers’ compensation can benefit the business. When they agree to receive workers’ comp, many injured employees agree not to sue the business. Also, if an employee can receive care from this income, they may be able to return to work fully recovered.
For example, a construction worker may use a welding torch when installing piping at a site. An instrument malfunction may cause a sudden blowtorch reaction. This may result in severe burns to the worker. If the burns are severe, they may result in amputation, skin grafts, infection and nerve damage.
Workers’ compensation may help the employee receive income and cover their medical costs. Sometimes, if an employee’s injuries are debilitating, workers’ compensation may function as a disability payment in case the employee will never be able to work again.
Preventing Burn Injuries at Construction Sites
Construction sites often pose significant burn risks. To protect their employees, construction operators should take steps to reduce burn risks.
- Monitor every open flame on your site. These may result from heaters, construction tools and various machinery. If you suspect malfunctions that could lead to fires, shut down the affected systems.
- Operate all machinery that has flammable risks according to standard practice. Monitor machinery use carefully. Only allow employees with proper training to operate this machinery.
- Monitor other sources of burn risks. These may include hot water, boilers, turbine engines and steam producers.
- Handle all hazardous materials, including solvents and acids, with extreme care.
- Require all employees to wear proper protection around flammable items. These may include fireproof vests, face protectors, gloves and other gear. Furthermore, never allow smoking or tobacco use on a job site.
Keep a fire emergency kit on hand. This may include a suppressant system, fire extinguishers and first aid supplies.
With the proper care, you may be able to reduce burn risks on your construction site. Diligence may help you avoid negligent damages that result in workers’ comp claims.
Do you need workers’ comp insurance? Give The Beckman Company a call at 800.259.4677 (Muskogee) or 800.699.5905 (OKC) for a fast, free workers’ comp insurance quote.
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When Does Workers Compensation Insurance Apply?